Interest covers the entire retirement assets (mandatory and non-mandatory benefits). Interest rates 2018 2019 Retirement savings capital 1.00% 1.00% Special fund of affiliated companies (free resources etc.) 1.00% 1.00% Employer contribution reserve 0.25% 0.25% Interest on remunerations 0.25% 0.25% Default interest 6.00% 6.00%