Key figures

We are one of the leading cooperative organisations providing occupational pensions in Switzerland. Our key figures illustrate this impressively.

Current key figures

Performance as of 31/10/2022 (ytd) -13.54 %
Investment volume as of 31/10/2022 CHF 8.4 billion
Coverage ratio as of 30/09/2022 (unaudited) 101.00 %


Key figures as of 31/12/2021

Affiliated companies 1'706
Active insured persons 38'252
Number of old-age pensioners 5'813
Pension conversion rates in 2022 (F 64/M 65) 5.40 %
Technical interest rate (as of 31 December 2020) 1.75 %
Tariff base (generation tables) BVG 2020
Risk bearer Quote reinsurance

Fixed assets

Our fixed assets are continuously growing (in CHF million).


Thanks to a balanced asset investment, we regularly achieve a good performance (in % of assets).


Interest covers the entire retirement assets (mandatory and non-mandatory benefits).

Interest rates 2021 2022
Retirement savings capital 5.500 % 1.000 %
Special fund of affiliated companies (free resources etc.) 1.000 % 1.000 %
Employer contribution reserve 0.125 % 0.125 %
Interest on remunerations 0.125 % 0.125 %
Default interest 6.000 % 6.000 %

Coverage ratio

We aim for a secure coverage ratio to enable us to provide our benefits.

Administration costs

Thanks to a lean structure, we keep our administration costs low.

Administration costs per beneficiary

Asset management costs

Asset management costs as percentage of total expense ratio (TER)