Key figures

We are one of the leading cooperative organisations providing occupational pensions in Switzerland. Our key figures illustrate this impressively.

Current key figures

Performance as of 31/08/2025 (ytd) 4.0 %
Investment volume as of 31/08/2025CHF 11.5 billion
Coverage ratio as of 30/06/2025  (unaudited)116 %

 

Key figures as of 31/12/2024

Affiliated companies1'874
Active insured persons45'181
Number of old-age pensioners6'898
Pension conversion rates in 2024 (65)5.20 %
Technical interest rate (as of 31 December 2022)2.00 %
Tariff base (generation tables)BVG 2020
Risk bearerQuote reinsurance

Fixed assets

Our fixed assets are continuously growing (in CHF million).

Performance

Thanks to a balanced asset investment, we regularly achieve a good performance (in % of assets).

Interest

Interest covers the entire retirement assets (mandatory and non-mandatory benefits).

Interest rates20242025
Retirement savings capital5.000 %1.250 %
Special fund of affiliated companies (free resources etc.)2.500 %1.250 %
Employer contribution reserve0.125 %0.125 %
Interest on remunerations0.125 %0.125 %
Default interest6.000 %6.000 %

Coverage ratio

We aim for a secure coverage ratio to enable us to provide our benefits.

Administration costs

Thanks to a lean structure, we keep our administration costs low.

Administration costs per beneficiary

Asset management costs

Asset management costs as percentage of total expense ratio (TER)